Covered by the insurance you already have.
Renacare is empanelled with major insurers, TPAs and government schemes — cashless or reimbursement, we handle the paperwork. WhatsApp a photo of your card and we will confirm coverage within 30 minutes, before your first session.
Government, private and corporate — all major networks.
Even if your insurer isn't listed here, we usually arrange cashless through our hospital partners. Send your card on WhatsApp to confirm.
Four steps and we handle the rest.
This is the same workflow our coordinators run every day for over 200 chronic dialysis patients.
Share your card
Send a photo of your insurance card (front and back) plus a government ID on WhatsApp: +91 98181 83957.
We verify coverage
Within 30 minutes our insurance desk confirms your policy, sum insured, sub-limits and pre-existing waiting period.
Pre-authorisation
We file the cashless request with your insurer / TPA. Approval typically comes in 2-4 hours for chronic dialysis.
You walk in & dialyse
No cash deposit. No paperwork queue. Sign two forms at reception and your session starts on time.
Transparent dialysis pricing.
Indicative rates per session. Final amount depends on the centre, consumables used and your insurance / sub-limits. Written estimate shared before you commit.
| Service | Self-pay (per session) | With insurance |
|---|---|---|
| In-centre hemodialysis (HD) | ₹ 2,500 – 3,500 | Typically 100% cashless under most policies. Sub-limit may apply — we confirm at intake. |
| Hemodiafiltration (HDF) | ₹ 3,500 – 4,500 | Covered under HD billing code by most insurers. Pre-auth required. |
| Home hemodialysis | ₹ 4,500 | Reimbursement model with most insurers. CGHS / ECHS / select corporate plans now offer cashless. |
| SLEDD / CRRT (ICU) | ₹ 8,000 – 14,000 | Covered under critical care or ICU rider. We coordinate directly with hospital TPA desk. |
| Dialysis catheter placement | ₹ 8,000 – 12,000 | Covered as inpatient day-care procedure under most policies. |
| AV fistula creation | ₹ 25,000 – 35,000 | Inpatient surgical claim, fully cashless in almost all networks. |
All prices in Indian Rupees, indicative as of 2026. PMJAY beneficiaries pay nothing at PMJAY-empanelled centres.
What patients ask about insurance.
Most likely yes. Even if a policy isn't on our public list, Renacare can usually arrange cashless via its hospital partners (PrimaCare ClearMedi, Cribs Hospital, Mahanandan, Motherland). Send a photo of your card on WhatsApp and we will confirm in 30 minutes.
We give you a full, insurance-ready file after each session — itemised bill, prescription, discharge summary and original consumable receipts. Submit it to your insurer or TPA via their app or branch. Most claims settle within 21-30 days. If anything is queried, our insurance desk will help you respond.
For chronic dialysis, pre-auth is approved within 2-4 hours on first request and rolls forward monthly. For emergency dialysis we initiate pre-auth while you travel to the centre; dialysis is never delayed waiting for approval.
Government photo ID, insurance card or policy number, last 3 months of dialysis records (if existing patient), latest blood report, and any specialist prescription. If you only have a photo on your phone, that is enough — we will print at the centre.
Yes. We process PMJAY claims directly at PMJAY-empanelled centres. Bring your PMJAY card and Aadhaar; there is zero out-of-pocket cost for eligible patients.
WhatsApp us your insurance card — we will reply in 30 minutes.
The fastest way to know if you are covered is to send a photo of your card. Our insurance desk works 9am to 9pm, 7 days a week.